D&B Rating
Quick and clear insight in the failure risk of a company
Predicting a company´s prospects for success or failure can be seen at a glance using D&B´s business risk evaluations, as they are based on a breadth and depth of up to date information.
The D&B Rating turns a mass of disparate information into a shorthand guide of how a business is performing.
Derived from the D&B Failure Score, the D&B Rating reflects a company´s financial strength and the likelihood of it failing or succeeding.
For many years now, the D&B Rating has been recognised as a leading predictive indicator for assessing company risk and business failure. This unique ability of the D&B Rating provides you with early warning signs of potential cash flow problems and gives you ample opportunity to modify your trading terms and conditions, to prevent significant financial losses.
The D&B Rating is available in both domestic and European reports.
The financial strengrh in other words, the net worth indicates the financial size of the business. We classify the businesses regarding their financial strength, based on a net worth calculation to the categories detailed int he table:
| D&B Rating® Net Worth Score |
from HUF |
up to HUF |
|---|---|---|
| 5A | 1 320 000 000 | |
| 4A | 520 000 000 | 1 320 000 000 |
| 3A | 260 000 000 | 520 000 000 |
| 2A | 53 000 000 | 260 000 000 |
| 1A | 21 000 000 | 53 000 000 |
| A | 13 200 000 | 21 000 000 |
| B | 8 000 000 | 13 200 000 |
| C | 4 000 000 | 8 000 000 |
| D | 2 800 000 | 4 000 000 |
| E | 1 400 000 | 2 800 000 |
| F | 800 000 | 1 400 000 |
| G | 320 000 | 800 000 |
| H | - | 320 000 |
| N | Negative net worth, the financial status of the business is insufficient | |
| O | Net worth cannot be established | |
| NB | New business, in the first twenty-four months of its operation, and it has not yet filed a balance sheet regarding an entire year, there is not enough data available for the assessment of the status of the business | |
| NQ | The business has finished operation, and has been deleted, respectively. | |
The risk indicator—wich we calculate according to the following table based on the D&B Failure Score—shows the financial status of the business.
| D&B Rating® D&B Condition Indicator | D&B Failure Score Value | Likelihood of business failure | Risk level 1 |
|---|---|---|---|
| 1 | 86–100 | 0,11% | minimal |
| 2 | 51–85 | 0,98% | below average |
| 3 | 16–50 | 3,39% | above average, high |
| 4 | 0–15 | 10,21% | very high |
| - | can not be identified | can not be identified |
Decide with confidence today. For more information on D&B’s Solutions, call 06 1 347 6700 or email.
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